Insurances for students: summary
All students are covered for the following matters by KU Leuven:
- student accidents; doctoral students with a doctoral scholarship which is subject to social security are covered by the accident insurance as an employee for job related accidents
- third party liability study related matters
- professional liability
- non-EEA students have to subscribe upon registration to the third party liability insurance private life and pay €13; EEA students may subscribe to this insurance plan; this insurance covers the whole family of the student
Health insurance is not foreseen by KU Leuven, but coverage by a health insurance policy is required by law. Therefore most students affiliate with a Belgian health insurance company. Some, however, in the framework of EC Scholarship Programmes, such as the Easmus Mundus programmes, are covered for health insurance by special travel insurance plans as required by the EC.
On this website, you will find more details about health insurance and affiliating with a Belgian health insurance company.
All residents of Belgium, Belgian nationals or otherwise, are required by law to be covered by a health insurance policy. It is also in your own best interest. Without insurance coverage, the cost of medical care can quickly spiral out of control. For instance, a single night's stay in the hospital can cost up to €400, not including treatment or medicine.
A standard health-insurance policy will reimburse about 75% of the cost of a doctor's visit, medication, and hospitalisation. The information below is grouped according to the following categories below. Please click on the link that applies to your particular situation.
Visiting Scholars / Fellows
KU Leuven provides an insurance package designed especially for visiting scholars.